PCDI
Business Financing
Small Business Financing Assistance
Pioneer Country Development, Inc. (PCDI) is a Certified Development Company (CDC) that partners with Kansas businesses to secure the financing needed for startup and expansion. Originally serving the 18 counties of northwest Kansas, PCDI can now assist businesses statewide thanks to recent Small Business Administration regulation changes.
Our team guides you through the loan packaging process, answers your questions, and connects you with financing solutions tailored to your entrepreneurial goals.
Get Started Today:
- Contact: Deb Minkler at 785-421-2151 or 785-470-1271 (cell)
- More information: kansasbusinessloans.com
Need Help with Your Business Plan?
Kansas Small Business Development Center (KSBDC): fhsu.edu
PCDI is a Certified Development Company (CDC)
Pioneer Country Development, Inc.
We can help with the Small Business Administration (SBA) packaging. The 504 loans are just one of the
many financing options for startup or expanding businesses in northwest Kansas. In the past twenty years, well over 100 million dollars in business loans have been packaged and approved. These businesses range from a $3,500 loan for a beauty shop, up to a multi-million dollar manufacturing plant.
In addition to packaging the loan applications, PCDI also works very closely with the Kansas Department of Commerce & Housing in obtaining Kansas Industrial Training (KIT) and Retraining (KIR) grants for businesses in need of training employees. Startup and expanding businesses are encouraged to utilize the Kansas Enterprise Zone tax credits. These include sales tax exemption on construction materials and job tax credits based on employment criteria. These tax credits are applied against your Kansas Income Tax.
Our Mission at North West Kansas Housing
We exist to provide accessible, affordable housing and community development resources that empower individuals, strengthen families, and build thriving communities throughout northwest Kansas.
Business Financing
Available Financing Programs
SBA 7(a) Loan Program
The SBA's most common loan program provides up to $5 million for businesses with diverse needs. Perfect for real estate purchases, this flexible program also covers short and long-term working capital, business debt refinancing, and purchases of furniture, fixtures, and supplies. Eligibility is based on your business activities, credit history, and operating location.
CDC/504 Loan Program
Secure long-term, fixed-rate financing up to $5 million for major fixed assets that drive business growth and job creation. These loans are available through Certified Development Companies like PCDI—SBA-certified, community-focused nonprofits committed to local economic development.
Network Kansas Matching Loans
Designed to leverage private investment, these programs provide matching funds for startups and expanding businesses. Multiple loan options are available based on your geographic location, project requirements, and matching fund amounts.
Gap Financing
Local and regional revolving loan funds may provide additional gap financing to cover funding needs not met by primary loan programs.
